There is sadly no one problem with our current healthcare system. Rather, there's a cavalcade of problems, interwoven by habit and poor regulation and misdirected free-market theory and plain old-fashioned greed. That's where the current bill falls short. It tries to patch the current system, but it's hard to patch something that's rotten through and through. It needs to be rebuilt in whole, but nobody has the political will to face the vested interests in the current system and do it.